Sell a Mobile Home in Clearwater — Fast, As-Is, Cash

If the mobile home sits on land you own and the title has been retired to the real property, it is sold like a house: a deed through a title company, with the home treated as part of the land. If the title has not been retired, the land conveys by deed and the home conveys by its Florida certificate of title, like a vehicle, and both happen at closing. If the home is in a park on a rented lot, you own the home but not the land; the sale transfers the title, and the buyer must be approved by the park under its rules and the lot rental agreement. Florida's mobile home park law gives parks certain rights in these transactions, and some park prospectuses include a right of first refusal. We will tell you which situation applies to yours.

• Financing. Most lenders will not finance a home built before 1976, and many will not finance a home in a park at any age. Buyers are mostly cash, so the retail market is thin.
• Insurance. Pinellas carriers are selective about mobile homes, especially older ones and those in flood or wind zones.
• Park approval. Buyers in 55-plus parks must meet age, income and background requirements, and approval can take weeks.
• Title problems. Lost titles, titles in a deceased owner's name, and liens from loans paid off decades ago are common and stall sales.
• Condition. Soft floors, roof leaks, failed tie-downs and storm damage from Helene and Milton are typical and expensive relative to the home's value.

A Florida mobile home has a certificate of title for each section, so a double-wide has two. We transfer them at closing with the required forms and fees. If a title is lost, we obtain a duplicate. If it is in a deceased owner's name, we work with the estate or the heirs using the probate order, or the simplified procedures Florida allows for transferring titled property of a decedent where they apply. If a lien from a long-paid loan still appears, we track down the release. None of this is your job; you sign where the paperwork requires and we do the rest.

When we buy a home in one of the U.S. 19 parks, we apply for the park's approval as the new owner, pay any transfer fee, and take over the lot rental agreement; you are released from the lot rent at closing. If you are behind on lot rent, it is paid from the proceeds. Some parks prefer older homes removed rather than resold, and where that is the case we evaluate the home's value in place against the removal cost and tell you plainly what it is worth. If the park has announced a sale or redevelopment, Florida law gives homeowners specific rights and timelines, and we factor those into the offer.

We buy mobile homes with soft or sagging floors, roof leaks and roof-overs past their life, failed or missing tie-downs, damaged skirting and carports, old wiring, and interior water damage. The 2024 storms hit the Clearwater parks hard, destroying carports, lanais and roofs; we buy those homes with insurance claims open, paid or denied. For an older home in a park, the honest value may be modest, and we will say so rather than inflate a number and renegotiate later. The written offer has no inspection contingency.

Tell us the address or the park and lot number, whether you own the land, and the home's year. We visit within a day or two and deliver a written offer within 24 hours of the visit. Closing is through a Pinellas County title company for land and through the DHSMV title process for the home, typically within one to two weeks; park approval can add time, and we tell you up front. We pay the customary closing costs and the title transfer fees. We buy throughout Clearwater, Largo, Dunedin, Palm Harbor, Pinellas Park and across north Pinellas.